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Products and Research

Payment System and Research

Our most important activity is the research of current traditional payment methods with an emphasis on its modernization and digitization.  

According to individual industries, we bring experience from all over the world with an emphasis on the possibilities of use not only in the Czech Republic.  

We focus on the following areas:

  • Digitization of cash payment processes

  • Payment cards and their virtualization and integration of payments at payment terminals and in eCommerce.  

  • Direct banking and the use of PSD2

  • New payment technologies

Studio 3


Coronavirus has brought us a few positive things. In addition to the basic ones, associated with people's solidarity, awareness of the fear of their loved ones and their health, it also helped to increase the overall ambition to use online technologies across all human activities.  

Online shopping is a daily routine for almost all of us. Almost everyone who has the opportunity could try working from home at this time.  


Given the situation over the past 24 months, we are aware that it is still possible to improve the use of online communication technologies. Especially now that our republic is probably going through the most difficult test in our modern history.  


With several experts, we have created a studio called Studio 3, which helps us to organize video conferences and webinars for our business partners, who are happy to use our experience in the field of digital audio and video processing.  

Today, after spending more than 24 months with Covid-19 at home in the home office, it is more than obvious that despite initial positive enthusiasm with the use of new communication tools, there is a need to find a good balance between time and intensity spent in front of a computer screen. and the quality and effectiveness of this innovative activity for some of us.  

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Payment terminals

and fiscal Point of Sale

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Today, it is clear to everyone that the Electronic Records of Sales (EET) will not be launched in the Czech Republic.


The general electronic payment cannot be understood negatively. Therefore even during the difficult coronavirus period, we have prepared products that can use electronic for the benefit of individual users and merchants. Under the general name Pay Like Me, we have created a new range of features that allows merchants to use modern technology and connects e-commerce with the classic store, now open again.  


During development in our solution, we focused primarily on the possibilities of developing new payment methods using not only payments using payment cards but also through payment wallets, including direct payments. ( immediate payments from the client's account to the entrepreneur's account ) Simple tools to support marketing are also included.


Our position in developing an application for payment terminals was not based on the strict support of EET but rather on the effort to use this necessary previous wave to improve technological possibilities on small sellers of goods and services.

We aimed to help new users go through the installation and registration of the financial administration more easily. Further assistance with the operation and maintenance of the entire complex system, thanks to modern technologies and digitization of the entire process. It will be seen to what extent this experience will be valid after the end of this year's election to the Chamber of Deputies. However, nothing changes for Slovak customers, and we will continue to support the so-called "Slovak Fiscal", where we also sell our solutions.


At the same time, we have prepared a portal for developers who will help implement for customers who need a larger and more complex implementation.


Covid-19 worries us a lot in the spring of 2021, so we decided to support the online business through payment terminals with online sales support for delivery and expense (window) solutions.


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Payment Software Devepment

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As part of our several years of experience in the development of payment applications, we have developed a unique payment solution together with our partners, which is operated on terminals from renovated manufacturers. We focus primarily on terminals with the Android operating system.


At the same time, we run payment consultations when selecting suitable partners for accepting payment cards and we run online onboarding for customers.  

more information at



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In these times, cross border acquirers are taking over activities of local banks, which in turn don’t need to devote additional resources to their own acquiring. We work with the banks to develop new digital products for payment processing on regular payment terminals and for eCommerce.

We develop new products in close co-operation with these banks. These products are in line with the newest requirements of the card industry.


We mainly focus on "Strong Customer Authentication" with connection to the mobile apps of the card providers using API interfaces of the banks.

We expand the payment possibilities and the trends with implementation of PSD2


We help with creating innovative solutions to processing mobile payments using virtualized payment cards and primarily through methods which use PSD2

We expand software development communities which in turn can create interesting products and business models based on immediate (instant) guaranteed payments. 

New directive of the European Union (PSD2) is gradually coming to practice in Czech Republic. In connection with instant payments it is about implementation of guaranteed payment orders between individual bank accounts of their clients using the mobile apps of the banks.

You can find more information on website

Cash Management


We focus on the process digitization of and around standard methods, i.e., cash payment. The main objective is to help payment scheme participants cope with the optimization of cash usage.


In current times when the digitization trend in on the rise, it is necessary to follow on and optimize the use of the payment. That is especially important in times when cash payment use is rising with double-digit growth. 


Card Issuing

Payment cards are the most widespread tool of cashless payments, and they play a significant role in mobile payments via digital tokens in the form of their virtualization.


We help our business partners with the creation of new products and their business models in both the traditional and nontraditional world of payment.

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